EFL ENHANCED SUPPORT TO SMES AND MIDCAPS

Promoteur – Intermédiaire Financier

EUROPEJSKI FUNDUSZ LEASINGOWY SA

Lieu

• Pologne

Description

The project consists in a guarantee covering EFL's existing portfolio of loans and leases to small and medium-sized enterprises (SMEs) and mid-caps. The operation supports EFL's lending expansion in the SMEs and mid-caps market.

Additionality and Impact

The operation will generate additional lending capacity for EFL, supporting the financing of small and medium scale projects undertaken by SMEs and Midcaps in Poland. As such, it falls under the scope of EU objectives through its contribution to job creation, increased competitiveness and productivity of SMEs and Mid-Caps. EFL has an in-depth experience with implementing EIB products through its network of branches in the targeted regions.

 

It is expected that 100% of the finance unlocked by the EIB will benefit cohesion areas and as such, help reduce regional disparities per the EU's cohesion policy.

 

Furthermore, synthetic securitisations represent innovative capital management tools as existing structured finance instruments in the Polish market remain scarce. EIB's participation will create a signalling effect that aims to crowd-in the private sector financial intermediaries, thus contributing to the development of the financial market in Poland, while supporting the capital market union objective.

Objectifs

The aim is to enhance access to finance to the target beneficiaries. While strengthening the social and economic foundations of the less well-off regions, the operation will also support the digital transition of the economy given its Innovation and Digitalisation window.

Secteur(s)

• Lignes de crédit - Lignes de crédit

Montant BEI envisagé (montant approximatif)

PLN 1109 million (EUR 249 million)

Coût total (montant approximatif)

PLN 2252 million (EUR 506 million)

Aspects environnementaux

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Passation des marchés

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Statut

Signé - 20/12/2023