Teil der Serie :
Beschreibung
Die vorliegende Studie basiert auf einem Experiment im Rahmen der EIB-Umfrage zur Investitionstätigkeit (EIBIS). Es sollte neue Erkenntnisse über von Unternehmen bevorzugte Darlehensmerkmale und über die Beziehung zwischen Kreditbedingungen und Investitionsentscheidungen liefern.Aus dem Experiment lässt sich ablesen, welche Präferenzen Unternehmen bei Finanzierungen haben und unter welchen Bedingungen sie bereit sind, den geforderten Zinssatz zu zahlen.
Wie sich gezeigt hat, sind vor allem die Höhe des Darlehens, die Besicherungsanforderungen und der Zinssatz für die Entscheidung maßgeblich. Die Ergebnisse fallen je nach Sektor, Unternehmensgröße und Projektart jedoch unterschiedlich aus.
Alle Publikationen in dieser Reihe
- EIB Working Paper 2024/06 - Intangible differences: Investment during the pandemic and the role of financial constraints
- EIB Working Paper 2024/05 - A positive trade-off: Emissions reduction and costs under Phase IV of the Emissions Trading System
- EIB Working Paper 2024/04 - The impact of the digital and green transitions on investment inefficiency
- EIB Working Paper 2024/03 - Investment decisions in a high-inflation environment
- EIB Working Paper 2024/02 - The effect of uncertainty on investment
- EIB Working Paper 2024/01 - Dynamics of productive investment and gaps between the United States and EU countries
- EIB Working Paper 2023/06 - Quantifying credit gaps using survey data on discouraged borrowers
- EIB Working Paper 2023/05 - Which European firms were hardest hit by COVID-19?
- EIB Working Paper 2023/04 - Complementarities between local public and private investment in EU regions
- EIB Working Paper 2023/03 - The effect of EIB operations on private sector lending outside the European Union
- EIB Working Paper 2023/02 - Trade disruptions in Europe
- EIB Working Paper 2023/01 - Advanced digital technologies and investment in employee training
- EIB Working Paper 2022/15 - Estimating financial integration in Europe
- EIB Working Paper 2022/14 - The scarring effects of major economic downturns
- EIB Working Paper 2022/13 - COVID-19 and the resilience of European firms
- EIB Working Paper 2022/12 - Determinants of the exchange rate, its volatility and currency crash risk in Africa’s low and lower middle-income countries
- EIB Working Paper 2022/11 - A structural analysis of foreign exchange markets in sub-Saharan Africa
- EIB Working Paper 2022/10 - How do firms cope with losses from extreme weather events?
- EIB Working Paper 2022/09 - Productivity and responses to the pandemic
- EIB Working Paper 2022/08 - Are EU firms climate-ready?
- EIB Working Paper 2022/07 - Corporate training and skill gaps
- EIB Working Paper 2022/06 - Hot off the press
- EIB Working Paper 2022/05 - How much is too much?
- EIB Working Paper 2022/04 - Investment expectations by vulnerable European firms
- EIB Working Paper 2022/03 - Estimating conditional treatment effects of EIB lending to SMEs in Europe
- EIB Working Paper 2022/02 - How to foster climate innovation in the European Union
- EIB Working Paper 2022/01 - Firm-level policy support during the crisis
- EIB Working Paper 2021/12 - Complementarities in capital formation and production
- EIB Working Paper 2021/10 - The simpler, the better: Measuring financial conditions for monetary policy and financial stability
- EIB Working Paper 2021/09 - Market finance as a spare tyre? Corporate investment and access to bank credit in Europe
- EIB Working Paper 2021/07 - Can European businesses achieve productivity gains from investments in energy efficiency?
- EIB Working Paper 2021/08 - Do capacity constraints trigger high growth for enterprises?
- EIB Working Paper 2021/06 - Efficiency and effectiveness of the COVID-19 government support
- EIB Working Paper 2021/05 - The impact of bank loan terms on intangible investment in Europe
- EIB Working Paper 2021/04 - Aggregate productivity slowdown in Europe
- EIB Working Paper 2021/03 - Assessing climate change risks at the country level
- EIB Working Paper 2021/02 - The birth of new high growth enterprises
- EIB Working Paper 2021/01 - Towards a new growth model in CESEE
- EIB Working Paper 2020/09 - Investment vs debt trade-offs in the post-COVID-19 European economy
- EIB Working Paper 2020/08 - EIB Group Survey on Investment and Investment Finance
- EIB Working Paper 2020/07 - The growing digital divide in Europe and the United States
- EIB Working Paper 2020/06 - Digital technologies and firm performance: Evidence from Europe
- EIB Working Paper 2020/05 - Financing constraints and employers’ investment in training
- EIB Working Papers 2020/04 - Making a difference: Assessing the impact of the EIB's funding to SMEs
- EIB Working Papers 2020/03 - Employer provided training in Europe: Determinants and obstacles
- EIB Working Papers 2020/02 - Impact of FDI on economic growth: The role of country income levels and institutional strength
- EIB Working Papers 2020/01 - How can favourable financing improve energy efficiency investments? Evidence from new experimental data
- EIB Working Papers 2019/11 - Macro-based asset allocation: An empirical analysis
- EIB Working Papers 2019/10 - Structural and cyclical determinants of access to finance: Evidence from Egypt
- EIB Working Papers 2019/09 - The impact of international financial institutions on small and medium enterprises: The case of EIB lending in Central and Eastern Europe
- EIB Working Papers 2019/07 - What firms don’t like about bank loans: New evidence from survey data
- EIB Working Papers 2019/08 - Investment: What holds Romanian firms back?
- EIB Working Papers 2019/06 - Promoting energy audits: Results from an experiment
- EIB Working Papers 2019/05 - Skill shortages and skill mismatch in Europe: A review of the literature
- EIB Working Papers 2019/04 - Can survey-based information help to assess investment gaps in the EU?
- EIB Working Papers 2019/03 - Financing and obstacles for high growth enterprises: the European case
- EIB Working Papers 2019/02 - How energy audits promote SMEs’ energy efficiency investment
- EIB Working Papers 2019/01 - Blockchain, FinTechs and their relevance for international financial institutions
- EIB Working Papers 2018/08 - Debt Overhang and Investment Efficiency
- EIB Working Papers 2018/07 - Young SMEs: Driving Innovation in Europe?
- EIB Working Papers 2018/06 – Fehlallokation von Ressourcen in europäischen Unternehmen: Die Rolle von Einschränkungen, Unternehmensmerkmalen und Managemententscheidungen
- EIB Working Papers 2018/05 – Länderrisiko und Finanzierungskosten von Unternehmen: Ergebnisse einer kontrafaktischen Studie
- EIB Working Papers 2018/04 – Investitionen finanziell angeschlagener Unternehmen: die Rolle von Handelskrediten
- EIB Working Papers 2018/03 – Rätselhafte Scheu vor Eigenkapital
- EIB Working Papers 2018/02 – Zugang zu Finanzierung und Innovationskraft von EU-Unternehmen: eine Clusteranalyse
- EIB Working Papers 2018/01 – Welche Finanzierung für welche Investition? Ergebnisse einer Umfrage unter europäischen Unternehmen
- EIB Working Papers 2017/02 – Kreditgarantieprogramme für KMU-Finanzierungen in Westeuropa
- EIB Working Papers 2017/01 – Stabilisierende Wirkung der Zentralbanken auf die Liquiditätskongruenz im Bankensektor
- EIB Working Papers 2016/08 – Immaterielle Investitionen in der EU und den USA vor und seit der Großen Rezession und ihr Beitrag zum Produktivitätszuwachs
- EIB Working Papers 2016/07 – Grenzüberschreitende Bankaktivitäten: Von Mutterbanken ausgehende Push-/Pull-Effekte auf die Kreditvergabe der Tochterbanken
- EIB Working Papers 2016/06 – Energieinnovationen finanzieren: Die Schwierigkeiten bei der Verlagerung von FuE-Investitionen im Bereich der fossilen Brennstoffe auf erneuerbare Energieträger
- EIB Working Papers 2016/05 – Bankkredite und Produktivitätswachstum in der EU
- EIB Working Papers 2016/04 – Projektfinanzierung in Europa: Überblick und Analyse der wichtigsten Faktoren
- EIB Working Papers 2016/03 – Besicherungsanforderungen und unzureichende Schaffung von Arbeitsplätzen in der MENA-Region
- EIB Working Papers 2016/02 – Internationale Finanzflüsse im Kontext der neuen Normalität: Hauptmerkmale (und Gründe, warum sie für uns von Interesse sind)
- EIB Working Papers 2016/01 – Infrastrukturinvestitionen in Europa und die internationale Wettbewerbsfähigkeit
- EIB Working Papers 2015/01 – Wettbewerbsfähigkeit der europäischen Wirtschaft
- EIB Working Papers 2013/02 – Private Infrastrukturfinanzierungen und -investitionen in Europa
- EIB Working Papers 2013/01 – Infrastrukturinvestitionen in den östlichen Nachbarstaaten und in Zentralasien
- EIB Working Papers 2012/05 – Studie über die Kosten der Klimaanpassung in Europa
- EIB Working Papers 2012/04 – Ökostrominvestitionen in Europa: Entwicklungsszenarien für Investitionen in Stromerzeugungs- und -übertragungsanlagen
- EIB Working Papers 2012/03 – Die Wahl der optimalen Klimaschutzpolitik, wenn die Gefahr von Katastrophen besteht
- EIB Working Papers 2012/02 – Die Rolle der Wirtschaftspolitik bei der Anpassung an den Klimawandel
- EIB Working Papers 2012/01 – Strategische Anpassung an den Klimawandel in Europa
