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    Reference: 20220892
    Release date: 15 April 2024

    Promoter – Financial Intermediary

    BANCO BPI SA

    Location

    Description

    The transaction consists in a linked risk-sharing guarantee (own-resources; full delegation) to support mid-caps in Portugal across all eligible sectors.

    Objectives

    The aim is to ensure that target beneficiaries continue to have the much needed liquidity to operate. As such, the operation fills a market gap since many mid-caps face many constrains in accessing finance due to economic uncertainty exacerbated by inflation, supply chain disruptions, energy insecurity and the pandemic consequences. The EIB guarantee provides capital relief and risk protection to the financial intermediary (Banco BPI) and benefit the eligible beneficiaries (mid-caps) from competitive and flexible financing conditions, impacting higher investment, employment growth, innovation and thus the resilience of the economy. Additionally, it contributes to the EIB transversal Cohesion objective, estimating that 64% of the beneficiaries will be located in cohesion priority regions.

    Sector(s)

    Proposed EIB finance (Approximate amount)

    EUR 100 million

    Total cost (Approximate amount)

    EUR 280 million

    Environmental aspects

    The EIB will require that projects financed under this operation comply with EU applicable legislation, as appropriate and where applicable.

    Procurement

    The EIB will require that projects financed under this operation comply with EU applicable legislation, as appropriate and where applicable.

    Status

    Under appraisal

    Disclaimer

    Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
    They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).

    Related tags

    Portugal Credit lines