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Reference: 20221003
Release date: 6 December 2024

Promoter – Financial Intermediary

ERSTE & STEIERMAERKISCHE BANK DD

Location

Description

The operation consists of a "Linked Risk Sharing Guarantee" on a new loan portfolio provided by the intermediary, ERSTE & STEIERMAERKISCHE BANK DD (ERSTE or ESB), to mid-caps in Croatia.

Objectives

Through the intermediary, the aim is to support the final beneficiaries in funding their investment and growth efforts as well as their working capital needs. The EIB guarantee will also enhance ESB's lending capacity and risk appetite on a "semi-granular" portfolio of mid-cap loans which will benefit from a financial advantage in their risk pricing and cost of lending. Additionally, the EIB support will attract diverse funding sources for Croatian mid-cap businesses.

Sector(s)

Proposed EIB finance (Approximate amount)

EUR 100 million

Total cost (Approximate amount)

EUR 280 million

Environmental aspects

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Procurement

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Status

Under appraisal

Disclaimer

Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).

Related tags

Croatia Credit lines