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Reference: 20230909
Release date: 4 June 2024

Promoter – Financial Intermediary

CAIXA GERAL DE DEPOSITOS SA

Location

Description

Through the intermediary, the linked risk-sharing operation (own-resources; full delegation) will support Midcaps and Public Sector Entities primarily based in Portugal.

Additionality and Impact

The proposed transaction consists of a fully-delegated linked risk sharing guarantee between the EIB and Caixa Geral de Depositos ("CGD"), a financially solid promoter and repeat counterpart of the EIB. The operation will enable CGD to finance small and medium-sized investment projects in eligible sectors carried out by Mid-Caps enterprises, as well as Public Sector Entities ("PSEs"), operating in Portugal.

The guarantee aims to promote and accelerate private sector investments as well as facilitating access to finance for Mid-Caps, a backbone, together with SMEs, in terms of growth and employment for the Portuguese economy. The operation will help addressing the working capital, liquidity needs and investment constrains of Mid-Caps.

Objectives

The aim is to enhance access to finance to the target beneficiaries and ensure they continue to have the much needed liquidity to operate. The transaction fills a market gap by meeting the financial constraints of mid-caps facing economic uncertainty exacerbated by inflation, supply chain disruptions, energy security and lasting effects of the pandemic. The operation contributes to the EIB transversal Cohesion objective, estimating 64% of the Midcaps and Public Sector Entities beneficiaries to be in cohesion priority regions.

Sector(s)

Proposed EIB finance (Approximate amount)

EUR 150 million

Total cost (Approximate amount)

EUR 420 million

Environmental aspects

The EIB requires that projects financed under this operation comply with EU applicable legislation, as appropriate and where applicable.

Procurement

The EIB requires that projects financed under this operation comply with EU applicable legislation, as appropriate and where applicable.

Status

Signed - 30/07/2024

Milestone
Under appraisal
Approved
Signed
23 July 2024
30 July 2024

Disclaimer

Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).

Related tags

Portugal Credit lines