Signature(s)
Summary sheet
- Credit lines - Credit lines
The project consists of a dedicated loan for financing small and medium-sized projects (mostly leasing) carried out primarily by small and medium-sized enterprises (SMEs) but also projects promoted by mid-cap companies in Spain. A relevant portion of the portfolio will be focused on SMEs and mid-caps with high additionality, such as micro enterprises, those located in less developed regions and in vulnerable sectors.
Ibercaja is expected to use all or part of this EIB loan for 50% funding of a portfolio of SME loans which may receive a 50% guarantee from combined EIB/EIF and Structural Funds resources under the SME Initiative (SMEI).
The Bank will require that projects financed under this operation comply with EU applicable legislation, as appropriate and where applicable.
The Bank will require that projects financed under this operation comply with EU applicable legislation, as appropriate and where applicable.
Disclaimer
Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).
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General enquiries and comments
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Enquiries and comments concerning the EIB’s involvement in a project or the financing facilities, activities, organisation and objectives of the EIB, can be sent to the EIB Infodesk.
Alternatively, the EIB can be contacted through its external offices.
Queries regarding details of a specific project, in particular when it is under appraisal by the EIB, should preferably be addressed directly to project promoters.
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Any complaint regarding alleged maladministration can be lodged via the EIB Complaints Mechanism. The European Ombudsman acts as an independent external accountability mechanism of the EIB.
Zero tolerance against fraud and corruption
The EIB has a zero tolerance policy on fraud or corruption. To report allegations of fraud and corruption relating to EIB-financed projects, please contact the Fraud and Investigation division. All complaints will be treated as strictly confidential and handled in line with the EIB investigation procedures and the Anti-Fraud Policy.
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