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Signature(s)

Amount
€ 75,000,000
Countries
Sector(s)
Poland : € 75,000,000
Credit lines : € 75,000,000
Signature date(s)
28/10/2021 : € 75,000,000

Summary sheet

Release date
25 June 2021
Status
Reference
Signed | 28/10/2021
20210381
Project name
Promoter - financial intermediary
BOS BANK LOAN FOR SME MIDCAPS AND CLIMATE ACTION
BANK OCHRONY SRODOWISKA SA
Proposed EIB finance (Approximate amount)
Total cost (Approximate amount)
EUR 150 million
not applicable
Location
Sector(s)
Description
Objectives

Intermediate finance support for small and medium-sized projects promoted by small and medium-sized enterprises (SMEs), mid-caps and public sector entities in Poland presenting a significant Climate Action and Environmental Sustainability (CA&ES) component.

Providing support to financing small and medium-sized projects carried out by SMEs, mid-caps and public sector entities (PSEs) in Poland, with a CA&ES profile.

Additionality and Impact

The Project concerns the financing of small and medium-scale eligible projects carried out by SMEs, Mid-Caps, including Home Owners Associations, and Public Sector Entities.


It contributes to the EIB's public policy objectives on providing access to finance to small and medium-sized companies. Moreover, as the underlying projects mainly focus on energy efficiency measures in buildings and renewable energy projects, it also contributes to achieving the decarbonisation targets set out in the 2030 National Energy and Climate Plan of Poland.


Overall, the project is expected to yield good quality and results, due to its strong focus on financing Climate Action and Environmental Sustainability (CA&ES) investments addressing carbon and air pollution externalities. As a result, overall the Project can contribute to the development of the Polish financial market and positively stimulate domestic economic recovery, with a strong contribution to sustaining employment in Poland's Cohesion regions.


The Intermediary is well-placed to deploy the Project based on its previous long-standing experience with EIB's intermediated loan facilities, as well as its strong expertise and internal capacity designed to deploy significant volumes of CA&ES-targeted financing. Through this facility, financial support will be provided, contributing to improved financial conditions in terms of pricing and maturity for all types of eligible final beneficiaries.


EIB's contribution is further strengthened through its non-financial support in the form of technical advice regarding alignment with the EU taxonomy for sustainable activities. In addition, an ELENA (European Local Energy Assistance) application is under development to further support the Intermediary with technical assistance in relation to this Project.

Environmental aspects
Procurement

In accordance with the Bank's policy to ensure that sub-loans comply with the EU acquis, in particular in the fields of environment, social and public procurement, the Bank will require such intermediary institution to take all the requisite measures to ensure that the environment, social and procurement procedures carried out by the final beneficiaries for the sub-projects that the Bank finances will comply with the relevant EU legislation and the applicable national legislation, provided that it is in conformity with EU rules.

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Comments

N/A

Disclaimer

Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).

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Enquiries and comments concerning the EIB’s involvement in a project or the financing facilities, activities, organisation and objectives of the EIB, can be sent to the EIB Infodesk.
Alternatively, the EIB can be contacted through its external offices.
Queries regarding details of a specific project, in particular when it is under appraisal by the EIB, should preferably be addressed directly to project promoters.

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Complaints mechanism

Any complaint regarding alleged maladministration can be lodged via the EIB Complaints Mechanism. The European Ombudsman acts as an independent external accountability mechanism of the EIB.

Zero tolerance against fraud and corruption

The EIB has a zero tolerance policy on fraud or corruption. To report allegations of fraud and corruption relating to EIB-financed projects, please contact the Fraud and Investigation division. All complaints will be treated as strictly confidential and handled in line with the EIB investigation procedures and the Anti-Fraud Policy.

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