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Signature(s)

Amount
€ 200,000,000
Countries
Sector(s)
France : € 200,000,000
Credit lines : € 200,000,000
Signature date(s)
22/12/2023 : € 66,666,667
22/12/2023 : € 133,333,333

Summary sheet

Release date
2 October 2023
Status
Reference
Signed | 22/12/2023
20220939
Project name
Promoter - financial intermediary
ARKEA SME AND MIDCAP & CLIMATE ACTION II MBIL
ARKEA BANQUE ENTREPRISES ET INSTITUTIONNELS,ARKEA CREDIT BAIL SAS,CREDIT MUTUEL ARKEA
Proposed EIB finance (Approximate amount)
Total cost (Approximate amount)
EUR 200 million
not applicable
Location
Sector(s)
Description
Objectives

The operation consists of multiple beneficiary intermediated loan (MBIL) to support small and medium-sized enterprises (SMEs) and mid-caps in France. 30% of the facility will be dedicated to climate action and environmental sustainability projects.

The aim is to enhance access to finance to the target beneficiaries, of which 80% located in Cohesion Regions.

Additionality and Impact

The MBIL operation will support French SMEs and MidCaps, addressing important market failure preventing their access to finance especially given the current macroeconomic environment. The minimum 30% Climate Action and Environmental Sustainability component (CA&ES) as promoted by SMEs and MidCaps will help in contributing to EIB's lending priority objective. The proposed operation will contribute to the EIB Climate Strategy by boosting investments aimed at tackling Climate Change and by increase Climate Change awareness.

In addition, a transversal objective on improving access to finance in less developed and transition regions of France (cohesion areas) is marked considering the domestic and regional footprint on such areas of Credit Mutuel Arkea.

The Intermediary is an experienced EIB counterparty, able to properly allocate EIB funds to the targeted final beneficiaries, also with respect to the focus on the CA&ES component considering the proposed operation as the second Climate-dedicated project towards Arkea.


Environmental aspects
Procurement

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Final beneficiaries will be requested to comply with applicable national and EU legislation, as appropriate.

Milestone
Under appraisal
Approved
Signed
12 October 2023
22 December 2023

Disclaimer

Before financing approval by the Board of Directors, and before loan signature, projects are under appraisal and negotiation. The information and data provided on this page are therefore indicative.
They are provided for transparency purposes only and cannot be considered to represent official EIB policy (see also the Explanatory notes).

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The EIB has a zero tolerance policy on fraud or corruption. To report allegations of fraud and corruption relating to EIB-financed projects, please contact the Fraud and Investigation division. All complaints will be treated as strictly confidential and handled in line with the EIB investigation procedures and the Anti-Fraud Policy.

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